When we think about retirement planning, we tend to accentuate the positive. These days, growing older is often portrayed as the “golden years” with one new adventure after another! If we follow that thought process, retirement is like an endless resort vacation....
Is your estate plan truly complete? Before you answer, you might want to take a look at this insightful article from Kiplinger that talks about elements of what the author considers a complete estate plan. The article was written last year by California attorney John...
The old adage reminds us that “those who fail to plan, plan to fail.” This sentiment is undeniably true in the arena of retirement planning. It helps explain a dismal statistic often cited by Rajiv Nagaich: while 90 percent of seniors hope to age in place, only about...
Every so often, a story comes across our desks that demands our full attention. We experienced that late last year when we first encountered this deeply moving column in the Wall Street Journal. It chronicles the lives of Glenn and Karen Ruffenach, a couple who...
If you are part of an unmarried couple—two people sharing a home and a life without a marriage certificate—you are part of a significant national trend. Recent data shows the marriage rate in the United States continues to decline while the number of cohabiting...
As we read about the political maneuvering and posturing in our nation’s capital, it’s often easy to dismiss all the noise because “it doesn’t affect us.” One case in point involves the cuts to Medicaid that were included in the legislation nicknamed “One Big,...
