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Better Financial Services LLC is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The Adviser may not transact business in states where it is not appropriately notice-filed, registered, excluded, or exempt from registration. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities. Better Financial Services LLC website and any associated links offer news, commentary, and generalized research, not personalized investment advice. Nothing on this website should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Individualized responses to persons that involve either the effecting of transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.