Early Retirement is a Big Money Mistake, Harvard Economist Warns

Early Retirement is a Big Money Mistake, Harvard Economist Warns

What are the worst money mistakes a person can make? If we thought about it, most of us could come up with a list of several bad financial moves – investing money on a risky hunch, or buying something you don’t understand (cryptocurrency, for example), or counting on...
Paying Off Your Mortgage is the Smart Retirement Choice – or Is It?

Paying Off Your Mortgage is the Smart Retirement Choice – or Is It?

There was a time in America when a paid-off mortgage was considered the gold standard for financial security. Those who could afford a home mortgage – less than half of the adult population until the mid-1940s – were generally determined to pay those loans off as...
Couples With a Big Age Difference Need Special Retirement Planning

Couples With a Big Age Difference Need Special Retirement Planning

To make a marriage work, what’s the ideal age difference between partners? While statisticians may be able to give a technical answer to that question, the fact is that any marriage can work, no matter which partner is older and by how many years. Still, as we read in...
Future Retirees Consider This a “Fate Worse Than Death”

Future Retirees Consider This a “Fate Worse Than Death”

We have all heard the phrase “a fate worse than death.” When discussing modern retirement planning, a vast majority of Americans now believe that such a reality exists. During this era of widespread middle-class financial insecurity, it is logical that our primary...
Tough Conversations: When Is It Time to Stop Driving?

Tough Conversations: When Is It Time to Stop Driving?

For most of us, our first true “rite of passage” into something like adulthood was getting our driver’s license. While times have changed somewhat, it’s probably still true that your driver’s license – more than anything else you carry in your wallet or purse –...
Medications and Senior Driving: New Research Reveals Hidden Risks

Medications and Senior Driving: New Research Reveals Hidden Risks

The loss of independence is a primary concern for many aging adults. For most Americans, that sense of freedom is directly tied to the ability to get behind the wheel. We have long associated driving with personal liberty, a sentiment echoed in decades of car culture...