Better Financial Services

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Serving Washington State (206) 234-7516
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Better Financial Services LLC:

Tailoring Your Financial Future with Loyalty, Care and Expertise

Better Financial Services LLC, a boutique financial services firm, stands out in the crowded financial advisory landscape by offering holistic financial and investment services specifically designed for individuals and families on the brink of retirement. Under the expert leadership of Saket Sengar, a Certified Financial Planner™ with over 11 years of dedicated experience, the firm prioritizes client needs and goals above all else.

Our Unique Approach: Fee-Only Fiduciary Services

As a fee-only fiduciary firm, Better Financial Services LLC sets itself apart by not selling financial products for commissions. This commitment ensures that every recommendation and decision is made with the client’s best interests at heart, free from conflicts of interest. By eliminating unnecessary fees and avoiding commission-based earnings, the firm provides transparent, trustworthy advice focused solely on the client’s financial well-being. Better Financial Services LLC collaborates with Charles Schwab as its custodian to hold client funds. Renowned for its comprehensive range of services, innovative tools, and robust client support, Charles Schwab enhances the value we provide. This collaboration allows us to offer a broader spectrum of investment options to our clients.

Personalized, Proactive Financial Planning

At Better Financial Services LLC, we understand that every client has unique goals and aspirations. Our approach is deeply personalized, tailoring portfolios and financial plans to match each individual’s specific needs. We meticulously document information, recognizing its importance in crafting effective financial strategies and ensuring that our clients stay on track with their financial plans.

Expertise in Comprehensive Wealth Management

Saket’s extensive background in financial, investment, and advanced planning strategies distinguishes Better Financial Services LLC. His holistic approach encompasses every aspect of a client’s financial life, integrating comprehensive strategies with advanced planning techniques. Supported by a team of professionals, including estate planning attorneys, elder law attorneys, insurance experts, reverse mortgage professionals, accountants, and tax professionals, Saket ensures clients can confidently navigate the complexities of wealth management, retirement planning, tax optimization, and estate planning.

A Journey Rooted in Client-Centered Learning

Saket’s journey began in the insurance industry, where he learned to utilize insurance products to protect clients from various risks. Despite maintaining his insurance licenses, Saket does not sell insurance products, avoiding any potential conflict of interest. His commitment to unbiased advice is a cornerstone of the firm’s philosophy.

Holistic Planning for Retirement

After spending a decade with a holistic elder law and estate planning firm in the Puget Sound area, Saket gained invaluable experience in estate planning strategies. He became adept at using innovative legal tools, including wills and various trust structures, to help clients shield their assets from estate taxes and long-term care expenses, avoid nursing homes, and age comfortably in their own homes. Saket’s expertise ensures that clients and their families can protect their legacy and age on their own terms.

A Comprehensive Approach to Financial Security

Better Financial Services LLC goes beyond traditional financial and investment portfolios. The firm offers a comprehensive approach that includes wealth protection, estate planning, and strategies to avoid becoming a burden on loved ones. By focusing on holistic planning, the firm ensures that clients can enjoy a secure and fulfilling retirement.

Conclusion

Better Financial Services LLC, led by Saket Sengar, CFP®, is dedicated to providing personalized, conflict-free financial advice. With a holistic approach that considers every aspect of a client’s financial life, the firm offers a unique competitive advantage. Clients can trust Better Financial Services LLC to prioritize their needs and goals, ensuring a confident and secure financial future as they approach retirement.

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Initial Consultation

1. Client Information Form: To optimize your time with Saket Sengar, you will complete a client information form prior to your scheduled initial consultation.

 2. Analyzing Information: During the initial meeting, Saket will meticulously analyze both qualitative and quantitative data to comprehensively assess your personal and financial circumstances. This detailed examination gives Saket deeper insights into your goals and aspirations, facilitating more tailored and effective financial planning.

3. Identifying Potential Goals: During the consultation, Saket completes a comprehensive evaluation of your financial and personal situation. Together, you will pinpoint your objectives, taking into account the interplay between different goals. Saket will then help you set realistic targets, considering various factors such as life expectancy, inflation rates, tax implications, and expected investment returns. Additionally, Saket will assist in prioritizing these goals, ensuring alignment with your aspirations and financial feasibility. Saket can also  provide candid feedback on goals that may not be attainable, fostering clarity and informed decision-making.